AUSTRAC Tranche 2 is effective 1 July 2026. Enrolment closes 29 July 2026  ·  100,000 entities now regulated
Built for AUSTRAC Tranche 2

Build your AML/CTF compliance program in a day. Stay on top of it.

The AML/CTF compliance platform built for Australian accounting firms, law firms, and real estate agencies. Self-serve setup. No $15,000 consultant. No guesswork.

30-day money-back guarantee  ·  All data stored in Australia (Akamai Sydney)  ·  Cancel anytime

Designed for
Accounting Firms
Law Firms
Real Estate Agencies
Conveyancers
The Problem

AUSTRAC Tranche 2 just made your firm a regulated entity. Most are completely unprepared.

From 1 July 2026, accounting firms, law firms, and real estate agencies that provide designated services are now regulated entities. They face penalties in the tens of millions if they do not maintain a live AML/CTF compliance program. Most firms have no program, no CDD process, and no idea where to start.

100,000
Newly regulated entities under AUSTRAC Tranche 2, starting from zero
$15K+
What consultants charge just to write the AML/CTF program, before annual reviews
1 July
AUSTRAC enforcement date. AUSTRAC is auditing new entities in the first 90 days.
$22M+
Maximum civil penalty per contravention, plus PI insurance cancellation risk
The Cost of Staying Where You Are

The consultant path costs $3,050/month, and still leaves gaps

Even if you hire a consultant, you're paying ongoing fees for something you could manage yourself, without the recurring bill.

Consultant fees (program + annual review, amortised)
$1,750/mo
Staff time: manual CDD (20 clients × 45 min × $60/hr)
$900/mo
SMR research, ad-hoc compliance admin
$400/mo
Total monthly overhead
$3,050/mo
Non-compliance penalty risk
$22M+
Maximum AUSTRAC civil penalty per contravention: the amount they can write on a letter to your firm. Small practices are not exempt.

Additionally: Professional indemnity insurers are now requiring proof of AML/CTF program compliance at renewal. No program = possible cancellation of PI cover.
The Solution

Everything your practice needs to build and manage your AML/CTF compliance program, in one place

Five modules covering every AUSTRAC Tranche 2 obligation. Self-serve setup. Guided workflows in plain English, not banking jargon.

AML/CTF Program Builder

A guided wizard generates your complete two-part AML/CTF Program: Part A (governance) and Part B (CDD procedures), tailored to your profession. Done in 4 hours. No consultant. Versioned and stored.

Client CDD Hub

Send every new client a branded digital intake form. Collects photo ID, entity structure, beneficial ownership, and risk indicators. Auto-scores risk level. Immutable timestamped audit log. No spreadsheets.

Compliance Calendar

Annual review reminders, staff training due dates, regulatory update alerts, all automated by email. You're notified before an obligation is missed, not after a regulator notices.

SMR & Transaction Log

Log a Suspicious Matter Report or Threshold Transaction Report in 5 fields. Timestamped and immutable. Referenced to the relevant client CDD record. Always audit-ready.

Audit Export

One button generates your complete compliance evidence pack (program, CDD records, SMR log, staff training certificates) as a single formatted PDF. Ready for AUSTRAC or your PI insurer in 30 seconds.

How It Works

Compliant in 3 steps

No compliance expertise required. The platform walks you through every obligation in plain English.

1

Sign up & set up

Register your practice (2 minutes). Tell us your profession type, services, and firm details. The wizard guides every question in plain English, built to complement AUSTRAC's own guidance rather than replace it.

2

Generate your program

The AML/CTF Program Builder creates your complete two-part compliance document in ~4 hours. Download, sign, and store. Your core obligation done before the end of day.

3

Keep your compliance current

Your Compliance Calendar tracks annual review dates and training deadlines. Client CDD intake, SMR logging, and one-click Audit Export are included in your plan and rolling out through 2026.

The Numbers

TrancheMate saves your firm $32,412 per year vs the consultant path

Your compliance, managed in-house rather than outsourced. 88% lower cost. No consultant dependency.

Status Quo: Consultants
$36,600 / yr
Ongoing annual cost
$15,000 program setup + $6,000/yr annual review + $14,400/yr staff time on manual CDD, with no guarantee you're actually audit-ready day-to-day.
You Save
$32,412 / yr
8.7× return on your subscription
Same practice. Same clients. The same obligations, managed in one place. Zero consultant dependency. Every year, from year one.
Pricing

Simple, transparent pricing

All plans include a 30-day money-back guarantee. One subscription, every module, from day one.

Starter
$149
per month, billed monthly
Solo practitioners & firms with 1-3 staff
  • AML/CTF Program Builder (1 version)
  • Client CDD Hub (up to 50 records/mo)
  • Compliance Calendar & email alerts
  • SMR & Transaction Log
  • Audit Export (PDF)
  • Up to 3 staff users
  • Email support
Managed
$1,500
per month, billed monthly
Larger practices with 15-50 staff
  • Everything in Professional
  • Unlimited staff users
  • Annual review reminders & tracking
  • Dedicated account contact
  • Full archive data export
  • Phone & priority support

All prices in AUD inc. GST  ·  30-day money-back guarantee  ·  Switch plans anytime  ·  Cancel anytime

Frequently Asked Questions

Common questions

Is the AML/CTF Program TrancheMate generates actually AUSTRAC-ready?
Our program templates are built directly from AUSTRAC's published guidance documents, the same source a compliance consultant would use. The generated document covers the standard two-part structure (Part A governance, Part B CDD procedures) required for most small-to-medium Tranche 2 entities. You are responsible for verifying that the program accurately reflects your firm's actual designated services, client base, and risk environment before signing it off. TrancheMate generates the framework; your appointed compliance officer remains accountable for its accuracy. This is not legal advice. Firms with complex structures, high-risk clients, or unusually high transaction volumes should have their initial program reviewed by a qualified legal or compliance professional.
Do I need to be a compliance expert to use TrancheMate?
No. That's the point. The platform is built for accounting, legal, and real estate professionals, not compliance officers. Every step is in plain English. The program wizard asks questions about your practice; you don't need to know what "designated service" means before you start. The wizard explains what applies to your firm type. Most principals complete the initial program setup in 3-5 hours.
Where is my data stored? Is it in Australia?
All data, including uploaded client identity documents, is stored exclusively in Akamai Sydney (ap-southeast-2). No data leaves Australia. This is stated in our privacy policy, data processing agreement, and is verifiable on request. Australian data residency is a material compliance consideration for professional services firms, and we treat it as a non-negotiable architectural requirement.
What if I've already started with a consultant?
TrancheMate works alongside existing consultant relationships. A common approach is: your consultant reviews the AML/CTF program TrancheMate generates (at a fraction of the "write from scratch" cost), and TrancheMate handles the ongoing daily and monthly compliance management: CDD records, SMR log, calendar reminders, and audit export. Most firms find this reduces their annual consultant bill by 60-80%.
What if it's not right for our practice?
Every plan includes a 30-day money-back guarantee. If TrancheMate doesn't do what we've described: full refund, no questions. Your data, program document, and all CDD records are exportable at any time as a full archive. We don't hold your compliance documentation hostage.
We're a very small practice. Do we really need this?
Yes. AUSTRAC has explicitly stated that firm size does not reduce compliance obligations for Tranche 2 entities. A sole-practitioner accountant providing trust formation services has the same AML/CTF program, CDD, and reporting obligations as a 50-person firm. The Starter plan at $149/month is designed specifically for sole practitioners and micro-practices. It covers all five core obligations without paying for features you don't need.

Be AUSTRAC-ready
before July 1.

Generate your AML/CTF program today. No consultant. No guesswork. 30-day money-back guarantee.

Data stored in Australia (Akamai Sydney, ap-southeast-2)
Hosted on Akamai Sydney, ISO 27001:2022 certified infrastructure
Built from AUSTRAC guidance documents
30-day money-back guarantee